Atlanta Retirement Communities

St. George Village Blog

Tag Archive: seniors

  • Avoid Financial Exploitation With These Tips

    Older Americans should know that while financial abuse is believed to cost seniors an estimated $3 billion annually, you can help prevent it and protect yourself.

    Signs To Watch For

    • You, family, friends or your bank notice financial activity you don’t recall, that is not consistent with your financial history or that is beyond your means.

    • Your caregiver or beneficiary refuses to use your funds for necessary care and treatment or is threatening to place you in a long-term care facility unless you give him or her control of your finances.

    • It appears that food or medication has been manipulated or withheld so you become weak and compliant.

    Steps You Can Take

    • If you feel threatened and believe you are in immediate danger, contact law enforcement.

    • Talk with family members, friends and trusted professionals to plan your financial future. If managing your daily finances is difficult, consider engaging a money manager.

    • Talk with a lawyer about creating a durable power of attorney for asset management, a revocable or living will, trust and health care advance directives.

    • Never send anyone personal information to collect a prize or reward.

    • Don’t be pressured or intimidated into quick decisions by a salesperson or contractor.

    • Don’t sign any documents you don’t completely understand without first talking it over with an attorney or a family member you trust.

    • Never provide personal information (Social Security, credit card, ATM PIN number) over the phone unless you placed the call and know with whom you are speaking.

    • Tear up or shred credit card receipts, bank statements, solicitations and financial records before disposing of them.

    • If you hire someone to help you in your home, be sure that person has been properly screened, with criminal background checks completed.

    • If you suspect you or someone you know is being exploited, call (800) 677-1116 to get connected with the state Adult Protective Services or other appropriate aging resource.

    For more information on financial exploitation, you can request a free brochure from the Eldercare Locator, “Protect Your Pocketbook: Tips to Avoid Financial Exploitation.” Call (800) 677-1116; the brochure can also be downloaded at www.eldercare.gov. The Eldercare Locator is a public service of the U.S. Administration on Aging and is administered by the National Association of Area Agencies on Aging (n4a).

    Posted in Independent Living, Knowledge Center, News | Tagged , , , , ,

  • A Children’s Book Does Double the Good Works

    SGV residents Mary Apps and Gene Stelten read A House for Wally and Me to a group of elementary school students.

    St. George Village resident Gene Stelten says his granddaughter, Allie, was the inspiration for A House for Wally and Me, a children’s book that he wrote about the process of building a Habitat for Humanity home. The story is told through the eyes of seven-year-old Allie, who is helping to build a Habitat house in which she and her family will live.

    “My granddaughter has always loved helping people in need, so I named the main character in the book after her,” Gene says.

    Since the book’s main message is to help children understand the importance of people coming together to work on a common goal of helping others, Gene thought it would be helpful to distribute copies to local school children. He enlisted the help of fellow SGV resident and professional storyteller Mary Apps, and together they read the story to students at local elementary schools.

    After reading the book and distributing copies on a recent visit, Gene recalls a little girl who came up to him and asked if she could really take her copy of the book home and keep it. “When I said, ‘Yes, you can,’ she was so excited! I don’t know if she’d ever had a book of her own before,” he says.

    In addition to helping children see how much fun it is to work together to help others in need as well as discovering the joys of reading, A House for Wally and Me has another important purpose. All proceeds from sales of the book (which costs $13.95), go to Habitat for Humanity.

    Gene, a long-time volunteer for Habitat, wrote the book for free and the illustrator donated her services as well. He says that friends often give him monetary donations, which he uses to purchase copies of the book.

    “I buy the books and then Mary and I take them to the schools to give to the students,” he explains. “Habitat gets the money from the sale of the books for its building projects, and the children get a free book of their own and learn about the rewards of helping others.”

    If you would like more information about A House for Wally and Me and this worthwhile project, contact Gene Stelten by email at stelten@bellsouth.net.

    Posted in Knowledge Center, Lifestyle, News, Partnerships, Residents Corner | Tagged , , , , ,