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  • Making The Most Of Medicare

    Many Medicare plans work with pharmacies to lower co-pays for prescription medications.

    If you’re one of the 30 million Americans with a new Medicare card, you may take a healthy interest in how best to benefit from it.

    One of the first and most important things to consider now that your new plan is in effect is prescription drug coverage. Perhaps the best way to save on medication costs is to utilize a pharmacy that’s within your Part D plan’s preferred network. Walgreens, for example, is a part of preferred networks with some of the nation’s largest plans, such as Coventry, Humana, SmartD Rx and UnitedHealthcare.

    The benefit to beneficiaries is not only convenience, but cost savings. By using a preferred network pharmacy, you can recognize significant savings on prescription co-pays and medication expenditures.

    It’s also important to understand the preventive health services you may need, what’s covered by Medicare and where you can go for these and other services. Medicare covers an annual wellness visit at your doctor’s office. In addition, immunizations, health tests and annual medication and plan reviews may also be available at your local pharmacy, so talk with your pharmacist or plan provider if you have questions on these or other services.

    If you take multiple medications, many Medicare Part D plans will cover face-to-face annual checkups as well. Your pharmacist will review all your medications, vitamins and supplements, see if there are lower-cost alternatives and make sure you’re taking everything in the right way to get the best possible results. The pharmacist can then call your doctor to discuss any recommended changes, and you’ll receive a Medication Action Plan that you can share with your doctor.

    Medicare Wellness benefits provide discounts on medications and services including immunizations, screenings for a number of common conditions, as well as education and counseling to encourage wellness and prevent disease. However, according to the Centers for Medicare & Medicaid Services, only 6.5 percent of eligible seniors have utilized this benefit. That’s where your pharmacist can be a great resource to help understand what services are covered.

    Visit www.medicare.gov to learn more about how to make the most of Medicare and your Medicare Prescription Drug Plan.

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