St. George Village Blog
Posted on June 13, 2014 by Stacy Anthony
It began with the sound advice of family members, says Jean Moll of her and her husband Don’s decision to move into a life care community.
“Two of my cousins were living in continuous care retirement communities and both loved their lifestyle. We talked about it at length and they gave me their honest viewpoint,” she recalls. “They told us it was a very good deal, financially, too.”
The Molls next sought the advice of their investment advisor. “We wanted to be sure we could afford to make the move into a life care community,” Jean says. “Our advisor helped us sort out our financial picture and see that it was a sound investment.”
The Molls decided that living at St. George Village would be a wise decision, both for the present and the future, and they moved into the community in December 2005. Soon, the benefits of residing in a life care community became apparent, when Don moved into the memory care neighborhood and later skilled nursing.
Although Don recently passed away, Jean still resides independently at SGV. She takes advantage of the many benefits that a vibrant life care community has to offer, including attending church services, exercise classes and educational and cultural events, as well as the excellent meals provided by dining services. “I love not having to cook!” she laughs.
Jean says she is grateful not only for the care that Don received as his health needs changed, but also for the assurance that the same level of care will be available to her if and when she needs it.
“Our investment has assured I’ll be taken care of, no matter what my needs are in the future,” she says.
Posted on June 8, 2014 by Stacy Anthony
While seniors are often targeted by scammers, there are ways you can protect yourself and those you care about.
New fraud schemes emerge constantly and the scammers are relentlessly creative. Seniors may get official-sounding e-mails seeking a fee for a bogus service or collecting an “inheritance.” Homeowners are targeted with phony service calls. In one brazen scam, a criminal posing as a grandchild asks the senior to wire money to get the grandchild out of a jam.
In some cases, caregivers and family members may try to take advantage of a senior’s dependence and ask the senior to sign papers that shift control to the caregiver, or simply forge the senior’s signature.
Fortunately, seniors can understand the risks and protect themselves. Here are a few helpful tips.
• Beware of “robocalls”; that is, a computerized message, instead of a person on the phone.
• If anyone calls or e-mails you offering an opportunity to collect a prize by paying an up-front fee, remember: If it sounds too good to be true, it is.
• Keep your Social Security number, credit card numbers, account PINs and other personal information to yourself. Your bank and other companies you do business with won’t call you to ask you to “confirm” this information.
• Don’t be pressured. If you feel pressured to make a decision or purchase, or if you are unsure to whom you are talking, just say “no” and hang up.
• Open your door only if you recognize the person there.
• Never sign any document you don’t fully understand. If in doubt, ask a trusted friend, family member or adviser. Never sign blank checks or forms.
• Keep a close eye on bank statements, credit card bills and invoices to spot any suspicious activity that could indicate identity theft. Requesting a free copy of your credit report annually (at www.annualcreditreport.com) is a good way to spot potential problems.
• Shred your old bills and paperwork to make sure your personal information can’t be accessed by “dumpster diving” thieves. Make sure your mailbox is secure.
• For home repair projects, always get a second estimate and call the companies’ references. Never pay for the work in advance—unscrupulous contractors may take the money and run.
• Never use an untraceable wire service to transfer money. If you have to wire money, manage the transfer with your bank and make sure it can trace the recipient.
Remain vigilant. If you think you or a loved one has been the target of elder fraud, contact the state’s Department of Consumer Protection to report the abuse. For more information, visit the National Committee for the Prevention of Elder Abuse.
Posted on May 29, 2014 by Stacy Anthony
A group of St. George Village residents recently experienced a very interesting visit to the Supreme Court of Georgia.
Therese (Tee) Barnes, Supreme Court Clerk and daughter of St. George Village resident Mildred Stiffler, arranged the tour, which included viewing a court video in the courtroom and a visit with Presiding Justice P. Harris Hines from Cobb County. Judge Hines gave an informative presentation and then answered questions. The group also was given a “behind-the-scenes” look at the robing room, and several SGV residents actually donned robes for a group photo in the courtroom with Judge Hines. At the end of the tour, each visitor received a gift bag, which included a pen set engraved with the words, “Supreme Court of Georgia.”
Our group was honored to receive such hospitality from the Court employees and to have the opportunity for this most memorable experience!
Posted on May 24, 2014 by Stacy Anthony
Every year in observance of Memorial Day, the front lawn of St. George Village is filled with American flags. The flags honor all of the brave men and women in our nation’s service who made the ultimate sacrifice to protect and preserve our freedom.
The flags, kindly donated by Roswell Funeral Home, are also part of St. George Village’s annual spring fundraiser for the Alzheimer’s Association. Those who live and work at SGV and their families and friends can “sponsor” a flag in memory or honor of a loved one for a small donation — the proceeds help fund ongoing Alzheimer’s disease research.
Who kept the faith and fought the fight; the glory theirs, the duty ours. — Wallace Bruce
Posted on May 12, 2014 by Stacy Anthony
While it’s often overlooked, good dental health plays an important role in keeping older adults healthy. Poor oral health care can lead to the deterioration of teeth and gums, infections in the mouth that turn into more serious illnesses such as pneumonia, and cardiovascular disease.
And missing teeth is no excuse to skip dental visits—experts say visiting the dentist is not just for teeth cleaning, but is also an opportunity for dentists to screen for oral cancer, check denture fittings and help with many critical issues.
Dental care tips offered by the American Dental Association are essentially the same across all age groups. Adults are encouraged to:
• Brush their teeth and gums at least twice a day with a fluoride-containing toothpaste
• Floss at least once a day; preferably twice a day to remove food particles in tough-to-reach places
• Visit their dentist every six months for a routine cleaning and oral exam
• Use an antibacterial mouth rinse to reduce bacteria buildup.
According to leading dentists, however, there are issues specific to treating the elderly that should be addressed and closely monitored.
Dr. Scott Dickinson, Aspen Dental practice owner from Pace, Fla., has treated many elderly patients and notes that the aging process can make oral care more challenging, particularly as older adults lose some dexterity.
Dr. Dickinson offers these tips to avoid a decline in wellness due to poor oral health care:
• Certain prescriptions can affect the healing process of dental procedures. Older adults who are prescribed medicine to keep their bones strong might run the risk of a slower healing process after an extraction or cavity procedure. As a preventative measure, dentists need to consult with the patient’s doctor about their medicines and check that it’s safe to go ahead with dental work.
• A dry mouth can increase cavities. Some medications cause dry mouth, which is often seen among elderly patients. If the mouth doesn’t produce enough saliva, plaque and food do not get naturally washed away, leading to a higher incidence of cavities.
• Ill-fitting dentures can lead to poor nutrition. Dr. Dickinson often sees patients who haven’t maintained their dentures, leading to a painful chewing experience. A quick denture fitting can alleviate the pain and ensure that the patient can enjoy his or her meals—and once again get proper nutrition.
Posted on May 6, 2014 by Stacy Anthony
Making sound investments is always an important goal to strive for, but as we age, it becomes even more important to invest our resources wisely and for the optimal return. Investment advisor Paul Lang say that most of his older clients have one particular question in mind about their investments.
“The main thing they want to know is how they can arrange to have enough money to take care of themselves… when they get to the point they have trouble taking care of themselves,” he says. “The cost of care for seniors is very high. Many people worry that they will not be able to afford it.”
Lang assists his clients by providing information, and helping them decipher actual costs and estimate future costs so that they can make the best decisions for their retirement.
“It’s much easier to plan for the future when you have a good understanding of the bigger picture, so I’ll walk the client through different scenarios, such as what if you have a stroke or memory issues or become physically disabled? Then, we’ll discuss how to prepare for those situations,” he says. “You know that if you have enough money, you can set aside funds for the eventuality that you’ll need care. But the big question is, how much money will you actually have to have?”
The next step is to run financial assessments and determine what kind of impact withdrawals will have on the client’s investment portfolio. An estimate of the future costs of healthcare should also be taken into account.
Lang advises his clients to have some form of long-term care insurance as the best plan for protecting their assets, something that will provide for escalating health needs. And he believes that a life care community is a great long-term care investment for seniors — one that will provide a comfortable lifestyle and the assurance of care regardless of health needs.
“A life care community like St. George Village is a sound investment,” he states. “You can maintain your quality lifestyle and have peace of mind, knowing you’ll be taken care of in the future if your health declines…without the worry of increased costs.”
Posted on April 29, 2014 by Stacy Anthony
Fifth graders from Queen of Angels Elementary School recently came to St. George Village to show off their square dancing skills.
With a square dance video playing in the background, the enthusiastic and energetic students dazzled their audience with promenades and do-si-dos!
A good time was had by all. Thanks for the fun, Queen of Angels students!
Posted on April 21, 2014 by Stacy Anthony
Recent headlines have described a series of dramatic movements in the financial markets. While many of those movements impact stock prices, as well as what we pay for groceries, gas or loan rates, not everyone really understands how it all works.
Now there is a new online resource available to help explain what those markets mean to everyday life. With easy-to-understand content that everyone from high school students to financial professors will find useful, Futures Fundamentals (www.futuresfundamentals.com) makes understanding markets simple.
The site takes investing concepts like futures, hedging and speculating and shows how they play an essential role in the world around us.
For example, if you purchased your home with the intent of selling it when the market value exceeded the original price, you likely didn’t think you were speculating. Yet that’s exactly what you were doing. You probably think of having car insurance as common sense, but you’re hedging against risk, just like thousands of companies need to do every day.
Futures Fundamentals provides a unique educational experience by linking topics in the news to simple explanations, a glossary of terms, and quizzes to sharpen your knowledge. CME Group—one of the world’s leading derivatives exchanges—created Futures Fundamentals with the goal of making financial education an engaging experience for anyone, regardless of how well versed they are in the world of finance.
“One of the things we’ve seen over the past few years is a real hunger for information about how people and businesses manage risk, and how that risk impacts people’s everyday lives,” said Anita Liskey, CME Group Managing Director, Corporate Marketing & Communications. “Our goal for this site is to be a go-to resource on futures and derivatives, whether you’re a novice on Main Street or an expert on Wall Street.”
Posted on April 14, 2014 by Stacy Anthony
“All you need is love. But a little chocolate now and then doesn’t hurt.” — Charles M. Schultz
A crew of chocolate-lovin’ St. George Village residents visited Schakolad Chocolate Factory in Roswell to learn about the art of making this delicious confection.
Schakolad (pronounced shaq-oh-LAD) — a combination of “Schaked” and “Chocolate” — is a name associated with three generations of chocolate making. Baruch Schaked, co-founder of Schakolad, has been a chocolate maker since 1969 and opened his first custom retail chocolate boutique in Winter Park, Fla. in 1995. From there, Schakolad began franchising and now has locations in several states, including the Roswell store here in Georgia.
On the tour, we learned about Schakolad’s “Made Fresh on Premises” concept, which means that all of the store’s chocolate items are prepared and dipped onsite for the highest quality and freshness.
Of course, we enjoyed sampling our way through the tour, too!
Posted on April 11, 2014 by mswinford
Discovery of Plagiarism in Learner Reports
Papers appears to be at the same time fantastic
Scans like an encyclopedia page
Speak to librarian for aide: determine crafted and electronic encyclopedias
Opt for peculiar string of 4-6 phrases or maybe a optimal identity of the report and do an online research