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St. George Village Blog

Category Archive: Independent Living Knowledge Center Lifestyle

  • The Key to Intelligent Investing: Life Care

    Paul Lang

    Paul Lang is a financial advisor with Edward Jones.

    Making sound investments is always an important goal to strive for, but as we age, it becomes even more important to invest our resources wisely and for the optimal return. Investment advisor Paul Lang say that most of his older clients have one particular question in mind about their investments.

    “The main thing they want to know is how they can arrange to have enough money to take care of themselves… when they get to the point they have trouble taking care of themselves,” he says. “The cost of care for seniors is very high. Many people worry that they will not be able to afford it.”

    Lang assists his clients by providing information, and helping them decipher actual costs and estimate future costs so that they can make the best decisions for their retirement.

    “It’s much easier to plan for the future when you have a good understanding of the bigger picture, so I’ll walk the client through different scenarios, such as what if you have a stroke or memory issues or become physically disabled? Then, we’ll discuss how to prepare for those situations,” he says. “You know that if you have enough money, you can set aside funds for the eventuality that you’ll need care. But the big question is, how much money will you actually have to have?”

    The next step is to run financial assessments and determine what kind of impact withdrawals will have on the client’s investment portfolio. An estimate of the future costs of healthcare should also be taken into account.

    Lang advises his clients to have some form of long-term care insurance as the best plan for protecting their assets, something that will provide for escalating health needs. And he believes that a life care community is a great long-term care investment for seniors — one that will provide a comfortable lifestyle and the assurance of care regardless of health needs.

    “A life care community like St. George Village is a sound investment,” he states. “You can maintain your quality lifestyle and have peace of mind, knowing you’ll be taken care of in the future if your health declines…without the worry of increased costs.”

    Posted in Independent Living, Knowledge Center, Lifestyle | Tagged , ,

  • New Website Makes Futures Markets Simple

    A new online resource is available to help explain how movement in financial markets can impact everyday life.

    Recent headlines have described a series of dramatic movements in the financial markets. While many of those movements impact stock prices, as well as what we pay for groceries, gas or loan rates, not everyone really understands how it all works.

    Now there is a new online resource available to help explain what those markets mean to everyday life. With easy-to-understand content that everyone from high school students to financial professors will find ­useful, Futures Fundamentals (www.futuresfundamentals.com) makes understanding markets simple.

    The site takes investing concepts like futures, hedging and speculating and shows how they play an essential role in the world around us.

    For example, if you purchased your home with the intent of selling it when the market value exceeded the original price, you likely didn’t think you were speculating. Yet that’s exactly what you were doing. You probably think of having car insurance as common sense, but you’re hedging against risk, just like thousands of companies need to do every day.

    Futures Fundamentals provides a unique educational experience by linking topics in the news to simple explanations, a glossary of terms, and quizzes to sharpen your knowledge. CME Group—one of the world’s leading derivatives exchanges—created Futures Fundamentals with the goal of making financial education an engaging experience for anyone, regardless of how well versed they are in the world of finance.

    “One of the things we’ve seen over the past few years is a real hunger for information about how people and businesses manage risk, and how that risk impacts people’s everyday lives,” said Anita Liskey, CME Group Managing Director, Corporate Marketing & Communications. “Our goal for this site is to be a go-to resource on futures and derivatives, whether you’re a novice on Main Street or an expert on Wall Street.”

     

    Posted in Independent Living, Knowledge Center, Lifestyle, News | Tagged , , ,

  • The Facts About Your Weight And Well-Being

    A bowl of oatmeal and fruit for breakfast can help you control your appetite and your weight. Photo credit: CDC/Debora Cartagena

    If you or someone you care about feels there’s a slim chance of keeping fit, it may be because of certain common but false ideas. Here’s a look at a few, as well as some facts about weight loss and nutrition.

    1. Myth: Healthy eating costs too much.

    Fact: Eating better doesn’t have to cost a lot. Try these ideas for healthful eating on a budget:

    • Use canned or frozen fruits and vegetables, which may provide as many nutrients as fresh ones at lower cost. Rinse canned veggies before you cook them to remove extra salt. Choose fruit canned in its own juice or packed in water.

    • Canned, dried or frozen beans, lentils and peas are healthful sources of protein that last a long time and may not cost much.

    2. Myth: If I skip meals, I can lose weight.

    Fact: Skipping meals may make you feel hungrier and lead you to eat more than you normally would at your next meal. Consider these ideas:

    • For a quick breakfast, make oatmeal with low-fat milk, topped with your favorite fruit.

    • For healthful snacks on the go, pack a small low-fat yogurt, whole-wheat crackers with peanut butter, or veggies with hummus.

    3. Myth: Physical activity only counts if I can do it for a long time.

    Fact: The U.S. government recommends 150 to 300 minutes of activity each week, but you don’t need to do it all at once. To benefit, you can exercise for as few as 10 minutes at a time. Here are some ways to fit activity in:

    • If you’re in a safe, well-lit area, get off the bus or train one stop early and walk the rest of the way to where you’re going.

    • Plan a game of basketball or soccer or go dancing with friends.

    You can get more information from the “Weight-loss and Nutrition Myths” fact sheet created by the Weight-control Information Network (WIN), a national information service of the National Institute of Diabetes and Digestive and Kidney Diseases, part of the National Institutes of Health. The fact sheet covers more myths, presents facts and offers ways to make healthy eating and physical activity part of your daily life. It also explains the Nutrition Facts label, suggests ways to “eat the rainbow” of healthful fruits and veggies, and lists smart choices for vegetarians and people with lactose intolerance.

    For a free copy or more information, call (877) 946-4627 or visit Weight Control Information Network.

    Posted in Independent Living, Knowledge Center, Lifestyle, Wellness | Tagged , , ,

  • Try Water Aerobics for Fitness and Fun!

    St. George Village water aerobics classAccording to renowned aquatics expert, U.S. Masters Swimming and Synchro Champion Dr. Jane Katz, water exercise is for everyone. “The magic of water works for everyone. All ages. All ability levels,” she states. “Whether in shape or overweight, workouts can be adapted to fit one’s needs.”

    Because it is simultaneously buoyant and resistant, water gives people the ability to relax at the same time they stretch and strengthen their muscles. Pat Bollinger, an instructor of water aerobics at St. George Village, says this benefit is especially helpful for anyone who wants to get aerobic exercise and strength training, but also needs to relieve pressure from their joints.

    “You’re in the water, you’re buoyant and you’re not pounding your joints,” she explains. “So, there isn’t any movement that you can’t do in the water.”

    Bollinger says that buoyancy isn’t the only benefit water aerobics offers.

    “You get your heart rate up and you increase your oxygen level. This helps your brain stay more active,” she states. “And besides that, it’s a lot of fun.”

    For a holistic workout that enhances the body, mind and spirit, take to the water!

    Posted in Independent Living, Knowledge Center, Lifestyle, Wellness | Tagged , , ,

  • Do You Often Feel Tired or Short of Breath? Aortic Stenosis May Be the Problem

    There are treatment options available for aortic stenosis, which may help to extend and improve quality of life.

    As a senior, you’ve probably come to expect that your hair will turn gray and that you may lose a step or two in your tango. But did you know that feeling extremely tired or short of breath may signal a deeper, underlying problem? Aortic stenosis may be the culprit.

    Up to 1.5 million people in the United States suffer from this progressive disease in which the aortic valve in the heart narrows. This can be caused by a variety of reasons, including the buildup of calcium in the heart valve, a birth defect, rheumatic fe­ver, or radiation therapy. Approximately 250,000 people suffer from the most severe form of aortic stenosis.

    Aortic stenosis symptoms are often mistaken for signs of “normal” aging and may cause you to experience the following:

    • Chest pain or tightness

    • Fatigue

    • Shortness of breath

    • Lightheadedness, dizziness, and/or fainting

    • Heart palpitations

    • Swollen ankles and feet

    • Difficulty walking short distances or exercising

    • Sensations of a rapid fluttering heartbeat

    • The need to sleep sitting upright instead of lying flat in bed

    • Unable or unfit to engage in physical activities that you used to enjoy

    If you experience any of these symptoms, talk to your doctor right away as they may be signs of a serious health issue.

    The American College of Cardiology and the American Heart Association guidelines recommend treatment quickly once a person is diagnosed with severe aortic stenosis. Once people begin experiencing symptoms, studies indicate that up to 50 percent of those with severe symptomatic aortic stenosis will not survive more than an average of two years. These are indeed sobering statistics.

    Fortunately there are treatment options available for aortic stenosis, which may help to extend and improve your quality of life. Therefore, it is important to recognize the symptoms.

    Visit NewHeartValve.com to learn more about severe aortic stenosis and to locate a specialized Heart Team near you.

    Posted in Independent Living, Knowledge Center, Wellness |

  • Squirrel-Proof Your Birdfeeder

    Squirrels. They’re tenacious, ingenious creatures, especially when it comes to figuring out how to rob your birdfeeder of its seeds. At St. George Village, we have our share of these fluffy-tailed gymnasts, but we love feeding our feathered friends and want them to have their share of seeds, especially in the wintertime.

    If your heart takes wing at the sight of birds in your yard, consider these seven suggestions for saving the seeds you leave them from squirrels:

    1. Location: Mount birdfeeders on a smooth metal pole at least six feet high. Prune any branches within a 12-foot radius.

    2. Baffles: Install baffles, at least 15 inches wide and sloped, between the top of the feeder and its hanger or between the ground and the feeder.

    3. Spinners: String spinners on a horizontal line.

    4. Seed: Squirrels are less attracted to nyger, millet, safflower, canary and canola seeds.

    5. Clean: Remove any debris and spilled seed from around the feeder.

    6. Traps: Live traps can harmlessly catch and relocate squirrels.

    7. Squirrel-Proof Feeders: There are several kinds. Squirrel-resistant feeders have doors that close when triggered by the squirrel’s weight. Metal feeders help minimize the damage from hungry squirrels. Wire cages around a birdfeeder can keep squirrels out but may prevent large birds from accessing the feeder as well.

    You can also get a humane and effective interactive birdfeeder, such as the Squirrel Boss Bird Feeder. This type of feeder has a remote control operated by you from inside your house. When you press it, the offending squirrel gets a harmless static shock that tingles but doesn’t hurt.

    Or visit Walter Reeves, the Georgia Gardener, online. You’ll find his tips and a lot of helpful gardening, lawn and landscaping advice on his site, The Georgia Gardener.

    Posted in Knowledge Center |

  • Have More Get-Up-And-Go As Time Goes By

    For optimal health, the U.S. Centers for Disease Control and Prevention recommends that older adults get a minimum of two hours and 30 minutes of moderate-intensity aerobic activity or one hour and 15 minutes of vigorous-intensity aerobic activity every week. In addition, muscle-strengthening activities should be conducted two or more days a week.

    Exercise can help prevent many physical problems and chronic conditions that come with aging, including weight gain, back pain and heart disease. Plus, it keeps the mind sharp and can help you feel happier, improving symptoms of depression and even dementia. To gain these benefits, however, you need to find a fitness program that provides the physical results desired and is enjoyable, too, so you’ll stick to it.

    Before you begin any exercise program, McMahon has the following tips:

    1. See your doctor, especially if you have a chronic condition.

    2. Start slowly. Begin by walking, say, for 10 minutes or so a day. As you gain energy and your body builds stamina, increase your activity levels and make it more challenging.

    3. Stay motivated. Have realistic short-term goals you can easily meet.

    4. Don’t be intimidated. Remember that everyone had to walk in the door for the first time. Don’t let the thought of starting hold you back. You can do it.

    Posted in Independent Living, Knowledge Center, Lifestyle, News, Wellness |

  • It’s Never Too Late to Learn New Things!

    In technology seminars offered regularly at St. George Village, participants learn how to make the most of their iPads and smartphones by using applications for emailing, making photos and videos, listening to music, using social media sites such as Facebook, and more. These classes take away the fear and put the fun into using current technology devices!

    Recent iPad workshop graduates, pictured here with Jane Ratliff and a volunteer from BlueHair Technology Group (back row), proudly display their Certificates of Completion.

    Posted in Independent Living, Knowledge Center, Lifestyle, Partnerships | Tagged , , , , , ,

  • How Strong Is Your Chi? Learning Tai Chi And Qigong to Prevent Slips, Trips And Falls

    Tai chi is just one of many health and wellness activities offered to St. George Village members.

    Many older adults have found benefit from the centuries-old Chinese martial arts tai chi and qigong. “Chi” or “qi” (chee) means “life energy.” “Qigong” (chee-goong) literally means “life energy cultivation.” Tai chi consists of a series of flowing movements while qigong focuses on the repetition of isolated movements and breathing.

    For example, Robert Johnson, M.D., Kaiser Permanente Chief of Palliative Care in Walnut Creek, Calif., has practiced tai chi and qigong since the 1970s. He believes these mind-body exercises promote good health, flexibility, strength and balance, which help reduce the risk of falling among seniors.

    Each year, one out of three adults, age 65 and older, falls due to lack of balance or other reasons. Consider that a record 11,000 baby boomers turn 65 and become Medicare eligible every day, and that can add up to a lot of falls and serious injuries.

    “We spend most of our day in sedentary jobs. Many of us sit in front of a computer or television for hours at a time,” Dr. Johnson said. “To age well, we need to move, stretch and keep our joints lubricated and flexible. Otherwise, our muscles, joints and tendons become stiff and brittle, and that can lead to falls and disabilities.”

    Dr. Johnson recommends moving the joints in a circular motion. For example, place the hands on the knees and rotate the knees together in a clockwise and then counterclockwise motion. Also, try sitting in a squat position and stand up slowly to strengthen the quadriceps.

    By clicking here, you can view a short video in which Dr. Johnson demonstrates a few basic exercises and explains why they’re helpful.

    Along with doing exercises that promote flexibility, seniors can also help prevent falls and serious injuries by taking a few simple precautions at home:

    • Reduce tripping hazards such as throw rugs, raised doorway thresholds, or loose carpet.

    • Keep paths clear of electrical cords and clutter.

    • Add grab bars where necessary—in hallways, stairways and bathtubs.

    • Add a rubber bath mat in the shower or tub.

    • Improve lighting throughout the house and use night-lights in hallways and bathrooms.

    • Keep a phone and flashlight by the bed.

     

     

    Posted in Independent Living, Knowledge Center, Lifestyle, Wellness | Tagged , , ,

  • Regular Eye Exams are Important for Seniors

    Many seniors will be glad to learn that there are steps they can take to protect against vision problems—starting with an eye exam. A regular exam is important because some eye conditions and diseases do not show warning signs.

    While it is commonly known that eye troubles increase rapidly with age—particularly after age 65—a lesser-known fact is that vision loss is also associated with a higher incidence of falls, injuries, depression and social isolation.

    As part of an overall health-maintenance strategy, the American Academy of Ophthalmology urges seniors to have a comprehensive eye exam, especially if they have not had one in the past two years, whether or not there are symptoms.

    The Academy also encourages seniors, their loved ones and caregivers to be aware of signs that indicate vision problems that require an eye exam. These problems can include:

    • Bumping into or knocking over objects

    • Stepping hesitantly

    • Squinting or tilting the head when trying to focus

    • Missing objects when reaching

    • Discontinuing everyday activities such as reading and writing.

    Simple, painless eye exams are crucial in detecting an eye disease or condition in its early stages, to help preserve your sight. During the exam, an ophthalmologist—a medical doctor who specializes in eye care—will provide a diagnosis and treatment of all eye diseases and conditions.

    Despite medical evidence that healthy vision plays a critical role in overall health and happiness, many older adults in the United States do not seek regular eye care or face difficulty accessing and paying for health care services.

    To ensure that all seniors throughout the country have access to eye care services, nearly 7,000 volunteer ophthalmologists are available to provide eye care at no out-of-pocket cost to qualifying seniors 65 and older through EyeCare America, a public service program of the Foundation of the American Academy of Ophthalmology, which matches patients to volunteer ophthalmologists.

    “Sight problems should not be ignored at any age, but particularly in seniors, as problems are more common in this group of patients,” said Richard P. Mills, M.D., MPH, chairman for EyeCare America. “The earlier a patient seeks medical diagnosis and treatment, the greater the chances for saving and recovering one’s vision, which contributes to overall health and happiness.”

    The program is sponsored by the Knights Templar Eye Foundation with additional support from Alcon. To learn more and to see if you qualify, visit EyeCare America.

     

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